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Home > Education Center > 4 C's > Diamond Certification > Appraisal Document


The Appraisal and Certification Documents

An appraisal is a document stating the approximate retail replacement value of an item and is usually necessary for insurance purposes. In case of loss, theft, or damage, your insurance company will use the appraisal to provide an equal replacement of your item. In addition, your insurance company will also calculate your premium based on the retail replacement value in the appraisal. At your request, Diamond Buy will provide a complimentary professional appraisal on diamond engagement ring purchases.

What's in our Appraisal?
Our appraisals are written and signed by our Gemology experts, so you can be sure that the item you purchased is of the absolute finest quality. The center stone is inspected under magnification to ensure it matches the accompanying laboratory certificate. Sidestones are also carefully inspected to ensure that they meet the strict standards of high quality set by Diamond Buy. In addition, our appraisal for diamond engagement rings contain valuable information, including:

An accurate and complete description of the item being appraised

The precious metal used in the engagement setting

The shape, carat weight, color, clarity, and measurements of the center diamond

Name of independent laboratory certification and report number

Approximate retail replacement value

If you have any further questions about the appraisal report, please contact one our professionals toll free at (800) 214-4036 or email us.


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